In the modern day it is very common to find people who have had credit issues such as poor credit history, arrears, defaults, CCJs or been bankrupt. You may just have a low credit score due to your age or the fact that you have never obtained credit before.

As impartial mortgage brokers we have access to hundreds of schemes with mainstream and specialist lenders for purchases and remortgages.

It is crucial if you fit into the sub prime group that your application is assessed on your individual credit file, which enables our brokers to source the most appropriate scheme for your circumstances.

The overall cost for comparison is 8.5% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.